List of Estimated Buyers' Closing Cost
This list is to give you an example of common costs; check with your lender for specific costs.
Obtain a Good Faith Estimate at the first meeting. Don’t be afraid to ask questions; you are the client!
Ask your Realtor or lender if any of these costs can be paid by the seller.
Does your employer pay any of these cost (for relocation?)
Can any of these items be paid by relatives as a "gift"?
Are any of these items optional?
If you are required to provide money at the time of closing, how long must that money have been in your account?
Is this a government program where they will loan you money for some or all of these costs?
Possible Closing Costs:
| Loan Origination Fee: | $ _________________ | |
| Discount Points: | _________________ | |
| Appraisal Fee: | _________________ | |
| Credit Report: | _________________ | |
| Flood Certification Fee: | _________________ | |
| Title Examination: | _________________ | |
| Title Insurance: | _________________ | |
| Notary Fee: | _________________ | |
| Recording Fees: | _________________ | |
| Survey Cost: | _________________ | |
| Attorney/Closing Fees: | _________________ | |
| Transfer/ Tax Stamps: | _________________ | |
| * Home Inspection Fee: | _________________ | |
| Other Inspection Fees: | _________________ | |
| Home Warranty: | _________________ | |
| * Pest Inspection: | _________________ | |
| * Homeowner�s Insurance: | _________________ | |
| Pro-rated Property Taxes: | _________________ | |
* Often paid by seller in this area |
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