List of Estimated Buyers' Closing Cost

This list is to give you an example of common costs; check with your lender for specific costs.
Obtain a Good Faith Estimate at the first meeting. Don’t be afraid to ask questions; you are the client!

  • Ask your Realtor or lender if any of these costs can be paid by the seller.

  • Does your employer pay any of these cost (for relocation?)

  • Can any of these items be paid by relatives as a "gift"?

  • Are any of these items optional?

  • If you are required to provide money at the time of closing, how long must that money have been in your account?

  • Is this a government program where they will loan you money for some or all of these costs?


Possible Closing Costs:

Loan Origination Fee: $ _________________  
Discount Points:    _________________
Appraisal Fee:    _________________
Credit Report:    _________________
   
Flood Certification Fee:    _________________
Title Examination:    _________________
Title Insurance:    _________________
Notary Fee:    _________________
Recording Fees:    _________________
Survey Cost:    _________________
   
Attorney/Closing Fees:    _________________
Transfer/ Tax Stamps:    _________________
   
* Home Inspection Fee:    _________________
Other Inspection Fees:    _________________
Home Warranty:    _________________
* Pest Inspection:    _________________
   
* Homeowner�s Insurance:    _________________
Pro-rated Property Taxes:    _________________

* Often paid by seller in this area